Since 1 August 2015, the combination of a half price rail card with a free Visa card doesn't exist anymore. The holders of the old formula automatically received their new Swiss Pass with the new LibertyCard, a new Visa card. Is this a winning combination for users?
It was very advantageous to purchase a half price card with integrated Visa. The offer gave to holders annual discount of 25.- on the half price rail card and a completely free credit card. Moreover, it was convenient for the users to hold two cards with two separate functions on a single support. This offer now longer exists and has been replaced by the Swiss Pass combined with LibertyCard since last August.
The LibertyCard is a credit card that all holders of the offer half price rail with Visa card received when they moved to the SwissPass system. The LibertyCard is not combined physically with the half price rail card and involves significant changes in conditions compared to the previous offer.
It’s no longer a free credit card for holders of half price rail. The LibertyCard is only free for the first year. The cost of subscription from the second year depends on the chosen card type:
The LibertyCard Plus was automatically sent to users of SBB. The partnership doesn’t seem very honest for users because the most expensive formal was automatically imposed. In addition, this new credit card doesn’t allow users to benefit from a discount on the half price rail card.
The benefits depend on the card type selected. Generally, this credit card allows bonus Liberty points when using to pay. These points can be redeemed against cash. The LibertyCard also includes services related to travel and movement, as travell insurance or baggage insurance. The extent of coverage depends on the type of card.
Article written by the team from Multicredit.