Requesting a loan for buying a car or making some home renovation, is very common nowadays. Faced with growing demands numerous of credit agencies were born and calling on a loan broker became very popular. But is it really advantageous to pass by a loan broker for making a credit request? What should a client pay attention of? Discover our explanations to make the right choice.
A credit broker is a person who will submit your records to several banks and will then choose for you the best offer. (Find the best rate, the best reimbursement duration, etc…) Instead of a bank counsellor, who himself sale numerous of financials products, a credit broker on the contrary is specialised in the loan area. He is doing this all day long and knows by heart the different offers from the banks.
Requesting a loan via a credit broker doesn’t cost any money. Indeed, every loan counsellor in Switzerland is remunerated by the banks whom they have contracts with. It is generally estimated that the cost per records accepted is 1%.
The credit broker who is suitable for everyone is the one who propose the best services, offers, which is listening his customers and available for them. The competition being very hard in this area recently, it is important for the future borrower to verify the notoriety of this one before committing himself. Discover the different solutions for finding a credit broker:
Discover the different advantages to call on a loan broker:
The multitude of offers and the complexities are often sources of bad decisions and hazard choice. If you wish to effectuate a loan request, the better is to ask a loan advisor, in order to have all the informations before committing yourself. Our partner CreditLoan specialised for many years in credit area would be pleased to study your credit request and propose you in case of interest a free interview without commitment.