Are you a foreign worker in Switzerland who is now well established here? Do you want to buy a property but you are still calculating the house budget and the mortgage rate you can afford? Stop thinking and worrying by yourself and get some help from a specialist! Purchasing a house might be the biggest decision you will ever make in your lifetime! Therefore we advise you to get a free consultation with an expert who will be able to help you through the whole process and find the most suitable financial solution according to your budget!
What is your house budget?
If you have decided to be a house owner, many financial questions might have already shown up. Which bank or mortgage rate to choose? How much of an amortization deposit can you afford? Can you use the third or the second pillar as a deposit? All these information are already complicated and you might not be familiar with the rules in Switzerland. Here at Multicrédit we are mortgage experts and we will be more than happy to listen to your needs carefully and come back to you with a tailored offer! If you are still unsure about how much you can afford for your house budget we can also help you calculate it according to your financial situation!
Which mortgage type?
If you want to buy a house in Switzerland, it is important that you choose first the mortgage type that suits best your budget and needs. Indeed, there are several mortgage types:
- Fixed: as it's name says, this rate is fixed and will not change until the end of your contract. It will give you the possibility to plan safely your budget.
- Variable: this one can change during the whole contract term. It is the most flexible mortgage type and it can also fluctuate depending on the real estate market.
- Libor: this one represents an average interest rate estimated by leading banks.
Make a request
Are you ready to calculate exactly your house budget and start your lifetime dream soon? Do not hesitate to trust our specialists! We are here to help you in every step you make. Fill in our secure online form and we will treat your request immediately after we receive your documents. Get a free offer now without commitment!Free contact