Have you ever heard about peer-to-peer lending or social lending? This alternative to get a credit is not so common in Switzerland but very popular in some countries. In p2p lending, you can get a credit from another person via an online auction.
In peer-to-peer lending, the loan conditions change a lot from a lender to another. It seems to be a much more flexible alternative than a normal credit but the average rate is actually higher than banks require in general, because high offers are taken first.
The biggest difference in getting a social lending instead of requesting a loan from a bank, is that with the former, the borrower sets the highest interest rate he is ready to pay. Also, there is no fixed maximum or minimum amount.
Get a secured credit with Multicredit! Our simple solutions will satisfy your budget and needs! It has never been so easy to make a credit!
We advise you to always have a direct contact who can compare offers for you and find the lowest interest rate according to your situation! At Multicredit, we have simple procedures, and a fast treatment! If you are looking for a secured loan in all simplicity, make a free and non-binding request here!
Lending a private loan is forbidden if it leads to over-indebtedness of the consumer (Art, 3 of Swiss LCD)
Calculation example: a 10,000 Chf loan with an interest rate of 5.90% to 9.90% gives a total cost for 12 months of 313 to 520 Chf
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