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Renovation credit: quick and flexible

Blog | Credit

When it comes to finance the expenses linked to real estate, numerous of people are turning to the mortgage. Nevertheless, in certain cases, a credit can be more useful. We are proposing you some explanations regarding a renovation credit.

What is a renovation credit?

A renovation credit is a loan that is given by the bank, whose the interest rate is fixed and the duration of the reimbursement determined beforehand. The amount borrowed is from 3,000 up to 250,000 Chf, and can be used to cover the cost of the renovation work or construction like:

The advantages

The advantages of a renovation credit compared to a mortgage are numerous:

    • Simplicity and fastness: with the documents that are necessary for a credit request, you could obtain your money in less than ten days only.
    • Accessibility: the conditions for obtaining a renovation credit are flexible enough. If you are Swiss citizen or benefiting from a work permits for at least 3 months, you could easily effectuate a request.
    • Tax system: you can deduce the interest of your renovation credit from your tax return.

Making a request!

Making a request for a renovation credit is very easy. Moreover, this is a free and without commitment approach. If you have some renovations work to do, don’t hesitate to effectuate a request towards our partner www.creditloan.ch in order to receive an offer without commitment.