First of all, fill our on line form in so that you tell us your identity and your address. Then we need your last three salary sheets and also a front-back copy of your ID (Swiss ID, B,C,L-Permit or legitimation card). If you are an independent, we need your tax declaration of the last year.
Once all the documents are in our possession, we can work your request and we will look about the best interest rate and we will submit you a customized offer.
In principal anyone living in Switzerland and also the frontaliers could obtain a credit from us.
Yes, it is possible and we could repurchase your credit.
No, feel free to make whatever you want with the money from your loan.
It depends on your gains and on your situation (married/divorced, children) . Just by filling in the online form, you will be contacted realtively fast and we will answer you this question in person.
If your demand is acceptes, the money is sent just after the revocation delay, which means 7 days.
No, our credits include also an insurance against unemployment. If you have been fired for an unjustified reason, the insurance will refund the monthly payments.
Anyone could fall in this situation and for many reasons. In this case, the best thing to do is to tell us, in order to find a solution for you.
The minimal net wage should be at least 2900 Fr. Below this amount, the credit could cause an overindebtment.
Unfortunately no, not having any current prosecutions is a condition to get a loan. If you have one or more prosecutions, pay them and then ask for a credit.
It depends on the amount and if your prosecution is in the recent or in the remote past. The best thing you may do is to contact us and we can help you better than anyone else.
Sure, you can do it and once the whole loan is repayed, we will pay you back the suppplementary interests.
Lending a private loan is forbidden if it leads to over-indebtedness of the consumer (Art, 3 of Swiss LCD)
Calculation example: a 10,000 Chf loan with an interest rate of 5.90% to 9.90% gives a total cost for 12 months of 313 to 520 Chf
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