Whatever the agency or bank where you applied, the steps to get a credit are substantially identical. The overall process will depend on the time spent in each step:
The application itself: you should choose an online application, it will be generally faster. It is also important to fill in the request the most as precisely as possible to avoid further questions.
The documents: the loan agency will also need some documents (salary slips, copy of your id card, …). By preparing those documents in advance, you will speed up the process and get a faster decision.
The decision: this step generally takes 1-2 days.
The signature of the contract: do not hesitate to go directly to the agency, you can then avoid waiting to receive the contract by mail.
The payment: once the contract signed, the bank will wait a minimum of 7 days before sending the money to your bank account.
In the end, what time to expect?
By combining all these steps, the total processing time between the time you make the request and when you receive the money take approximately 10 days. If you are looking for a quick loan in Switzerland, do not hesitate to visit this link. Our partner CreditLoan an offer you a free loan offer with ease. Benefit from fast procedure and a professional team, whether you are Swiss or a foreigner.