What are the solutions to get a cash credit in Switzerland? How to benefit from the lower interest rate? Our article offers you some explanations and solutions in order to avoid mistakes when requesting your cash credit.
En Switzerland, the conditions to get a cash credit are quite strict and dictated directly by the federal law. Basically, in order to benefit from a cash credit, you must at least:
Basically, if you are looking for a cash credit, whatever your project is, you have two possibilities: asking directly to a bank, or ask a loan broker. If applying to a bank is a more direct solution, is is, actually, not the best one. Actually, using a broker for your cash credit will allow you:
It is important to understand that, in Switzerland, loans don’t always work like in other countries. Here are the main specificity you should expect when applying to a cash credit:
Also, if interested by a cash credit, you should know that is is possible to apply online and receive a free non-binding quote. Check our partner’s page to learn more.