If the consumer credit is well-known from the salaried people in Switzerland, the independent credit is however less known. Though, numerous of independents and managers wish to obtain a credit towards a banks, but don't know the condition of such a borrowing. Here are some explanations.
Whatever the types of your company (SA, SARL, individual company.). It exists mainly two solutions to have a loan: effectuate your demand to your own name or to the name of your company. In both cases the money that you will receive will allow you to have some cash for your buisness, but each solution have both advantages and specific particularities.
This solution is the more current. You have the possibility to obtaint a more important amount. The loan is given to the company to the following modalities:
It is a personal loan that is fullfilled at your own name, as an independent. If the solutions are usually more restricted, the personal credit for independent has however some advantages:
For a credit on the name of your company you must obligatory request it to the bank. An independent loan on your own name is more flexible and will allow you to make a comparison of various offers. If you are searching for a loan in Switzerland, you can ask our partner who will allow you to obtain a free offer without commitment.